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Joyn Insurance

Insurance you want to join forces with.

Why choose Joyn Insurance for your insurance needs?

We're a Managing General Agency (“MGA”) backed by SiriusPoint, powered by technology, data and expertise to provide E&S solutions to retail brokers and agents. Over the last year and a half, we've been building a one-of-a-kind insurance experience. One that is efficient with a transparent process, has consistent decision-making, and the ability to share data, ensuring we can build trusted relationships with brokers, agents and their customers. We're a team with the best of both worlds -- tech and insurance: tenured insurance professionals, data scientists, technologists, and product experts.

Our value proposition

  • We'll transfer all application data into our rating engine. No Joyn-specific format required.
  • Acknowledgement for every submission, every time. No more black hole.
  • We use integrated third-party sources to enrich risk understanding and share any insights to limit the time consuming back and forth questions.
  • You'll interact with an experienced, empowered underwriter supported by technology and data for a consistent interaction every time.
  • Easy re-quotes are possible with use our automated, instant rating capabilities.
  • We'll have the policy to you on the bind date providing contract certainty.
  • Flexible billing with a choice of direct OR agency bill with a variety of installment options.
  • When required, we'll share the full loss control report, every time.
  • We'll administer the collection and filing of surplus lines taxes and fees.
  • Whatever your needs, we'll quickly and collaboratively to find solutions creating a joyful experience.

Where does Joyn Insurance do business?

Joyn Insurance provides the following insurance coverages by state.

Business & Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Joyn Insurance offer?

The underwriting experience you’ve always wanted.

We’re a one-stop shop. No referrals. No bias. A consistent underwriting approach every time, no matter the underwriter. Consistency. Fast responses. Empowered underwriters.

Participation with


Specializes in these industries

Service Industry
Service Industry

From general liability coverage to workers compensation, you can protect your business with the right service insurance.


Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.


Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Real Estate Management

You can count on us to deliver results for your medical offices, outpatient care centers and diagnostic labs.


Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.


Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

General Liability
Umbrella / Excess