Warrior Insurance Network Review

We've looked at over 1,000 insurance companies, rating them on strength, accessibility, and service to find the best ones. Here's what people think about Warrior Insurance Network.

Trusted Choice's Warrior Insurance Network Score

4 Stars

TrustedChoice.com awards Warrior Insurance Network (WIN) a final rating of 4 out of 5 stars. The marketing agency represents four different insurance companies that offer a handful of coverages, including personal and commercial auto insurance and health insurance products. Collectively, these insurance products are available across 12 states in the US. First Chicago Insurance Company, one of the carriers in WIN's network, has roots in the insurance industry dating back to 1920. 

Carriers within WIN's network offer several competitive discounts on their products. We love that Warrior Insurance Network helps connect customers in need with the right insurance company for them, based on the organization's core values of quality coverage and outstanding customer service. 

WIN also works with a network of independent insurance agents who can provide an outstanding, comprehensive customer service experience for prospective and existing policyholders. So, if you're located in an area where coverage from the carriers represented by Warrior Insurance Network is available, we highly recommend using WIN's services to get matched to the right policy for you. An independent insurance agent can help.

Warrior Insurance Network Pros and Cons:


  • Works with independent insurance agents
  • Represents insurance companies that have a long history in the industry
  • Connects customers to quality coverage from a handful of insurance companies
  • WIN's carriers offer several types of coverage, including personal and commercial auto insurance
  • WIN's carriers also offer several discounts on their insurance products


  • Lack of social media presence
  • Network of carriers does not yet provide nationwide coverage

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does Warrior Insurance Network Offer?

Warrior Insurance Network itself doesn't underwrite insurance products, but the insurance companies it represents, including First Chicago Insurance Company and United Security Health and Casualty Insurance Company, offer the following coverages:

  • Personal auto insurance
  • Commercial auto insurance
  • Artisan liability insurance
  • Public transportation insurance
  • Health insurance

WIN's official website provides details about the carriers within its network and the insurance policies they offer. To buy coverage, however, WIN directs customers to their independent insurance agents. 

What to Know about Warrior Insurance Network

Warrior Insurance Network (WIN) represents a group of insurance marketing agencies and carriers. The companies it represents include First Chicago Insurance Company, Lonestar MGA, Texas Ranger MGA, and United Security Health and Casualty Insurance Company. WIN does not underwrite its own insurance policies, but is a marketing network for the carriers mentioned. 

WIN also provides a network of independent insurance agents to get customers matched to the coverage they need from one of its carriers. The coverages offered by the carriers in WIN's network include health insurance, personal auto insurance, and a variety of commercial auto insurance products. Collectively, these carriers offer products across 12 states in the US. WIN is headquartered in Bedford Park, Illinois. 

WIN is not currently rated by AM Best or the BBB. As they're a marketing agency, they also don't have customer reviews thus far. 

What Discounts Does Warrior Insurance Network Offer?

WIN does not underwrite insurance policies. However, one of the carriers in WIN's network, First Chicago Insurance Company, offers the following discounts on its personal auto coverage:

  • Advance quote discount
  • Anti-theft discount
  • Defensive driver discount
  • Driving record discount
  • Good student discount
  • Homeowners discount
  • Multi-car discount
  • Paid-in-full discount
  • Renewal discount
  • Prior insurance discount

First Chicago Insurance Company does not provide further details about its discounts, including how to qualify or the exact percentage of savings offered. To get this information, customers would need to contact the carrier directly or go through their independent insurance agent.


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Warrior Insurance Network Customer Service

Here’s an overview of the customer service options offered by Warrior Insurance Network.

  • Phone
  • Fax
  • Email
  • Customer service phone department hours not provided

When it comes to outstanding customer service, an independent insurance agent has got you covered. Independent insurance agents can not only help you find the coverage you need, but also maintain your policy, file claims, and even change or cancel your coverage down the line.

Warrior Insurance Network FAQ

Since Warrior Insurance Network does not underwrite insurance policies, it does not receive claims directly. Each of the insurance companies within WIN's network, such as First Chicago Insurance Company, has its own claims response time frame.

Warrior Insurance Network allows customers to contact it via multiple media, including phone, email, or fax. WIN does not specify its phone department contact hours. Customers can also handle many of their customer service concerns directly through an independent insurance agent, such as filing claims. 

Warrior Insurance Network doesn't underwrite insurance policies itself, and thus does not have its own claims process. Each of the insurance companies in the WIN network has its own claims process, which can be found on each carrier's website. 

Warrior Insurance Network's official website is polished and easy to navigate. Customers can easily find information about the network's insurance companies, services, and how to get the coverage they're searching for. However, WIN seems to be lacking in the social media department at the moment. Regardless, they still provide plenty of options for customers to get in touch with questions or concerns.

Warrior Insurance Network is a marketing network rather than an insurance company that underwrites policies. However, WIN is arguably a great marketing network for its represented carriers. One of the insurance companies within the WIN network, First Chicago Insurance Company, has been underwriting policies since 1920. WIN has carefully hand-selected insurance companies to belong to its network that represent quality and longevity. 

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